Getting married can be one of the most exciting times in our adult lives. Picking out the outfits, planning the honeymoon and compiling a guest list of loved ones. However, more exciting times lie ahead… it’s time to get house hunting!
So, you’ve just got married. You’re thinking about moving into a new home. Or perhaps the wedding is on the horizon and you’re planning ahead. We can imagine the scene now. However, it’s easy to let the whirlwind of romance and new beginnings cloud your common sense. Never fear, we’re about to give you a bucketload of advice to make sure your newlywed house hunt goes as smoothly as possible.
Be prepared from the get-go
If you’ve not got married yet, now may be a good time to clear the air financially. Obviously, most couples will declare that they tell each other everything but this is not always the case when it comes to money. We recommend sitting down together and working out your individual circumstances. You’d be surprised how many people don’t know how much their other half earns! Lay out all your income revenues, savings, debts and outgoings. This way, you’ll both have a better idea of what you can afford to buy as newlyweds.
Put together a budget
Once you’re clear about the finances, you can begin to plan a budget! Work out how much you’re going to contribute each and any cash you’ll get from existing properties (if you’ve previously owned a home). Now’s a good time to get in touch with a mortgage adviser to see what kind of mortgage deal you’re going to get. Bear in mind, setting aside some savings for once you’ve moved in is important. You never know what life may throw at you! Once you’ve been accepted for a mortgage, you can begin the exciting part. House hunting!
Compromise on a wish list
It probably goes without saying but everyone has different wants and needs when it comes to properties. The easiest way to compromise is to construct two separate lists: one for must-haves and one for nice-to-haves. Agree on the features and factors that are absolutely necessary for the both of you such as commuting distance, number of bedrooms and parking. Then, your nice-to-have lists can include compromisable features like a large garage, en-suite and conservatory. Start browsing property websites or window-shopping at estate agent offices to build up a picture of what you both like or dislike. Of course, you’ll never really know until you visit a property first-hand.
Alongside this, it’s important to consider how much DIY and improvement work you’re both willing to do. If you want to move straight in somewhere without lifting the paintbrush, make sure this is included on your list. Alternatively, if you’re both into decorating and interior design, you should set aside some cash for the work.
Think about the present and the future
As newlyweds, chances are you will have discussed the future many times. You should take this into consideration when deciding on what kind of home you want to buy. However, your current situation is just as crucial when looking for a new home. After all, you never know when the planned ‘future’ may actually come into play! For example, you might love the idea of a city-centre apartment but if you’re both keen on starting a family then you might have to look somewhere more practical. Likewise, a countryside cottage might take your fancy but if you both work in the city and don’t drive, it’s probably a little out of reach for the time being.
Most importantly, it’s crucial to be honest about what you both want for the future. Buying a house together is a big investment and you should be sure that it’s going to work for you in the long term.
Get in touch with an estate agent
Although browsing on property search sites can help you to narrow down your wish list, you can’t beat getting in touch with your local estate agent. Chances are, you’ll be able to build up a good relationship with them and get impartial advice that an online service just couldn’t offer. If you’re ready to start your house hunting journey as newlyweds then don’t hesitate to get in touch with us. We can’t wait to hear from you! Alternatively, browse our current properties to see if you can get inspired.